Buying, Selling and Maintaining a Home – Homespace

This is the sixth in a series of 10 blogs I am posting each Wednesday on buying foreclosed property. If you’d like to read any of the previous entries, you can do so by clicking here. The number of people unable to fulfill their mortgage obligation is at an all-time high, making purchasing a home [...]

One of the most important decisions you’ll make as the parent of a small child is where to send him or her to preschool. Although it seems easy enough – just flip open the phone book for your area, turn to preschools, and begin calling to see if they have openings, right? – there really [...]

Are you in loan modification darkness? It still takes awhile to get a permanent loan modification, but that darkness should be clearing some, as on June 1 the new Home Affordable Modification Program (HAMP) guidelines came into play. But before the final mortgage modification, new HAMP guidelines state that there must be a required 3-month, [...]

If you’re like me, the idea of going up into your home‘s attic to clear it out and give it a good cleaning is a really scary thought! Not only that, it’s overwhelming as well – Where to begin? What to get rid of? How to organize all the stuff? But once you muster up [...]

You’ve moved out of your home, it’s now vacant, and you have it on the market for sale. As the economy gets tougher, more burglaries and break-ins will occur. You can protect your vacant home from crime now to help prevent needless repairs and lost sales later. Homeowners’ insurance policies typically don’t cover a home left [...]

This is the fourth in a series of Friday blog posts about bargain hunting and ways to save money; when you spend less on the necessities in life, you and your family can use the money you’ve saved for the more important or fun things in life – vacations, a down payment on a new [...]

Reducing overall energy consumption is the basic premise of energy conservation. If you don’t have a home built after the year 2000, chances are you are one of the estimated 46 million U.S. homeowners with under-insulated homes, reports researchers from the Harvard University School of Public Health. Better insulation is one way to decrease your energy usage and save money. Ways To [...]

When you and your spouse don’t particularly enjoy each other’s company, it can put major stress on not only your relationship, but everyone in the home. Becoming friends with your partner, though it won’t happen overnight, can greatly improve the way you interact with one another, bringing a rich, loving energy into your home. Here [...]

Information about the government’s Home Affordable Modification Program (HAMP) is widespread. For those struggling to also pay on a second mortgage, you may be able to use a lesser-known government program meant to complement the HAMP called the Second Lien Modification Program (2MP) to make these payments more affordable, too. Qualifications For 2MP First lien on same [...]

This is the fifth in a series of 10 blogs I am posting each Wednesday on buying foreclosed property. If you’d like to read any of the previous entries, you can do so by clicking here. The number of people unable to fulfill their mortgage obligation is at an all-time high, making purchasing a home [...]