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An American Dream: Homebuyer Tax Credit Deadline Extension Approved
On the night of June 30, Congress finally approved an extension of the Homebuyer Tax Credit deadline with the Homebuyer Assistance and Improvement Act (HR 5623). The deadline to close on a property bought by April 30, 2010 was formerly June 30, 2010. As lenders were all too slowly closing these deals — mostly short sales — [...]
Continue reading...Home Buyer Tax Credit Series #12 – Filing to Receive the Credit
6. April 2010
There is still just a bit of time left (three weeks!) to take advantage of the 2009 Home Buyer Tax Credit offered to those who purchase a home on or before April 30, 2010. Over the last 11 weeks I’ve shared some pertinent information pertaining to the tax credit; to take a look at all [...]
Continue reading...While The Waters Rise, Flood Insurance Is In Jeopardy
4. April 2010
Although the heavy rains in southern New England have stopped, residents are still dealing with the heavy flood waters. Some neighborhoods were entirely inaccessible and homes suffered major flood damage. Thankfully, homeowners have flood insurance to turn to . . . or do they? On March 28, the U.S. Senate let the federally backed National [...]
Continue reading...Home Buyer Tax Credit Series #11 – A Recap
30. March 2010
There is still time to take advantage of the 2009 Home Buyer Tax Credit offered to those who purchase a home before April 30, 2010. Over the last 10 weeks I’ve shared some pertinent information pertaining to the tax credit; to take a look at all of my posts on the subject, click here. Here’s [...]
Continue reading...Home Buyer Tax Credit Series #10 – $6,500 Tax Credit for Current Home Owners
23. March 2010
This is the tenth in a 12-part series of weekly posts on the 2009 Home Buyer Tax Credit. To see all the posts in this series, click here. In order to qualify for the $6,500 tax credit, you must be a current homeowner who has owned a home for at least five years and be [...]
Continue reading...Home Buyer Tax Credit Series #9 – Qualifying Residences
16. March 2010
This is the ninth in a 12-part series of weekly posts on the 2009 Home Buyer Tax Credit. To see all the posts in this series, click here. If you are a first-time home buyer purchasing a principal residence – defined as the one in which you live most of the time – you will [...]
Continue reading...Home Buyer Tax Credit Series #8 – Caps and Income Limits
9. March 2010
This is the eighth in a 12-part series of weekly posts on the 2009 Home Buyer Tax Credit. To see all the posts in this series, click here. As discussed in previous posts, if you are a first-time home buyer, the 2009 tax credit stimulus has a cap of $8,000; for those who currently own [...]
Continue reading...Is The Tax Credit For Repeat Homebuyers Helping The Economy?
9. March 2010
When the first-time homebuyers tax credit of up to $8,000 was extended last November, Congress also added the repeat-buyer tax credit of $6,500 to be used for homeowners to sell their current home and purchase another one. With the high unemployment rate, the higher credit scores wanted by lenders since earlier this year, the upside down [...]
Continue reading...Home Buyer Tax Credit Series #7 – Qualifying for the First-Time Home Buyer 2009 Tax Credit
2. March 2010
This is the seventh in a 12-part series of weekly posts on the 2009 Home Buyer Tax Credit. To see all the posts in this series, click here. Today we’re taking a look at some definitions of the home purchases that will qualify you to take advantage of the 2009 Home Buyer Tax Credit. As [...]
Continue reading...2009 Home Owner Tax Credit Series #5 – First Time Home Buyer Tax Credit Eligibility
25. February 2010
This is the fifth in a 12-part series of weekly posts on the 2009 Home Owner Tax Credit. To see all the posts in this series, click here. If you are a first time homebuyer, you may be eligible for the homebuyer tax credit. Not everyone qualifies so it’s best to know if you will [...]
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4. July 2010
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